Are you a student looking for a credit card that offers great rewards and benefits? Look no further than the Discover it Student Cash Back Credit Card. In this review, we will compare the Discover it Student Cash Back with other popular student credit cards to help you make an informed decision.
Discover it Student Cash Back vs. Discover it Student Chrome
One alternative to the Discover it Student Cash Back is the Discover it Student Chrome. While both cards offer cash back rewards, there are some key differences to consider. The Discover it Student Cash Back offers 5% cash back on rotating quarterly categories, while the Discover it Student Chrome offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1% cash back on all other purchases.
If you are able to maximize your rewards, the Discover it Student Cash Back will easily out-earn the Discover it Student Chrome. However, casual spending might not reach the maximum cash back in the specific quarterly categories. Therefore, it is important to carefully weigh the reward options and convenience when choosing between these two cards.
Discover it Student Cash Back vs. Chase Freedom Rise*
If you do not see value in the 5% rotating categories of the Discover it Student Cash Back, the Chase Freedom Rise might be a better option for you. This card allows you to build credit history while enjoying a simpler cash back program. The Chase Freedom Rise earns 1.5% cash back on every purchase with no rewards limits.
The Chase Freedom Rise is open to anyone who is new to credit, regardless of college enrollment status. Boost your chances of approval by having a Chase checking account with a balance of at least $250 when you apply. However, please note that the Chase Freedom Rise charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Discover it Student Cash Back vs. Bank of America Travel Rewards credit card for Students
The Bank of America Travel Rewards credit card for Students is an excellent choice for students planning to study abroad or travel frequently. This card offers 1.5 points per dollar on all purchases with no expiration on points.
While the Bank of America Travel Rewards credit card for Students may not beat the Discover it Student Cash Back in terms of rewards earned, it offers other benefits. This card has wide international acceptance as a Visa card and does not charge foreign transaction fees. Additionally, there is a welcome bonus of 25,000 online bonus points after spending $1,000 in purchases within the first 90 days of account opening.
In conclusion, the Discover it Student Cash Back Credit Card is a top contender for students seeking a credit card with attractive rewards. While it may be outperformed by other cards in specific scenarios, the Discover it Student Cash Back offers a combination of rewards, convenience, and flexibility that make it an excellent choice for many students.
To learn more about the Discover it Student Cash Back Credit Card and other financial topics, visit ATICE.INFO.